Our loan fund has been especially designed to meet the needs of  local businesses. We understand that getting business finance can sometimes be a problem. Lack of track record, unreasonable security arrangements, past financial problems or simply not meeting conventional credit scoring methods may be hindering the process.

As a mutual organisation, owned and run by our members, our purpose is to provide access to finance to enable local businesses to grow and prosper. We don't use impersonal computerised credit scoring and you will be able to talk to and meet one of our Business Development Managers to develop your loan application.

We offer loans to businesses making a positive contribution to the social, environmental or economic well being of the Black Country, Staffordshire and environs.